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 "heading": "Said → happened — Paul Kulhavy",
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  "body": "Paul Kulhavy said it before the event, and Forecast Record settled it as lost at 3.40 (as of 7 November 2026, source: our own evidence archive). The source text is on the linked page.",
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  "data": "2026-11-07",
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  "type_code": "said_vs_happened",
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   {
    "byline": "Fulham — Newcastle United — Newcastle United",
    "amount": "Lost",
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   {
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    "amount": "3.40",
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  "alt": "Paul Kulhavy said: TAKE: Newcastle United to win at 3.45 or better.. It was settled as lost at 3.40, as of 7 November 2026.",
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